Literasi Keuangan Syariah dan Pembentukan Karakter Ekonomi Islami Siswa Kelas X Madrasah Aliyah Darussalam

Abstract

Sharia financial literacy is an important component of Islamic education that is oriented toward shaping students’ Islamic economic character. This study aims to describe and analyze sharia financial literacy in the formation of Islamic economic character among tenth-grade students at Madrasah Aliyah Darussalam. This research employs a descriptive qualitative approach. The research subjects include tenth-grade students, teachers, and madrasa administrators. Data were collected through triangulation techniques. Data analysis was conducted using data reduction, data display, and conclusion drawing, while data validity was ensured through source and technique triangulation. The results indicate that sharia financial literacy at Madrasah Aliyah Darussalam is implemented through integrated learning activities, habituation practices, and Islamic educational management. This implementation plays a role in shaping students’ Islamic economic character, such as honesty, trustworthiness, responsibility, frugality, and awareness of halal and haram principles in economic activities. This study concludes that sharia financial literacy has a strategic role in supporting the objectives of Islamic education, particularly in forming the Islamic economic character of madrasa students.